I used to curse caravans. There I would be, a young company
representative, bombing around the side roads of North Wales in my
Vauxhall Victor 2000, full of the joys of spring and then I would
turn a corner -- and there it was. A long long tailback of cars
trailing slowly behind a solitary touring caravan that was plonked
firmly in the middle of the narrow, twisting road holding a steady
18 mph. Since then of course I have realised that time is not
everything, and that the poor caravan owner in front of me all
those years ago was probably very seriously worried about whether
or not he, or she, was fully insured.
In those days the answer was probably a very simple -- no. It
has only been over the last 10 years or so that caravan insurance
has really matured into a worthwhile and value for money product
and in many ways the Internet has been a major factor in bringing
this about. Once upon a time caravan insurance was an expensive
add-on to a conventional car insurance policy but there were
usually very many exclusions added to the small print which made
it a very uncomfortable experience for anyone involved in an
accident whether towing a caravan or being in a collision with
somebody else who was towing one. Nowadays there are many
companies that specialise in arranging insurance specifically for
caravan owners, covering not only the risks involved on the road
but also the damage or losses that can occur whilst the caravan is
parked on a site or even in a layby, and the majority of them
advertised regularly on the Internet so shopping around for the
best deal is no longer a problem.
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